Hello, We're Buddy.

Hi, We're Buddy.

Why Buddy?

Outdoor adventures are riskier than just sitting on the couch, but risk doesn’t stop us from getting out there. In fact, it’s often the outdoors that get us out of bed—or a sleeping bag if we’re lucky—in the morning. That's why we created Buddy, to fill the insurance hole in our gear bags and provide coverage to folks who love getting outside.

To get started, we created a one of a kind episodic accident insurance that helps cover the out-of-pocket costs of ER and hospital trips, so you don’t have to pawn your gear if you get hurt.

Since we want to grow that community, we give 10% of what we make to nonprofits dedicated to outdoor education, access, and environmental preservation.

Our episodic accident insurance is rolling out state-by-state nationwide. Get a quote now to see what some piece of mind on your next adventure might cost.

What do you owe if you have an accident?

The average individual health insurance deductible is over $4,000 and rising. Add copays, rehab, gear replacement, and the cost of an accident can get out of hand.

Looking for a real-world example? See what happened when Matt had a ski accident.

Where Buddy Fits

Our team created the first episodic accident insurance for active, outdoor people, so you can worry a bit less about the cost of what health insurance won't cover in an accident.

  • Buy as little as a day or up to a year
  • We pay you, not your health provider
  • Easy to understand benefits
Get a Quote
We are happy to be part of the inaugural 2018 class!

Meet BuddyBot

Insurance can be complicated, but we’ve done our best to make it easy to chat with us. BuddyBot is a chatbot that is designed to answer any questions you have about the accident policy, get you covered, and help out with claims. Right now BuddyBot runs on Facebook Messenger, but we’ll be expanding to other platforms soon.

BuddyBot has already learned quite a bit, but there’s so much more to know, so we have a team of licensed insurance agents ready for backup—just in case.

Get to know BuddyBot.



P.O. Box 81
Richmond, VA 23218-0081
P.O. Box 81
Richmond, VA 23218-0081